Many homes are susceptible to flooding, especially if you live in an area that has a high risk of flooding. Unfortunately, homeowners insurance does not typically cover flood damage repairs, which means that you are stuck paying for the repairs on your own. You can sometimes include separate coverage on your insurance policy for flooding, but even still, you want to do your best to avoid having to deal with major damages in the first place. Here are four ways to avoid expensive water damage restoration in your home:
- Consider Placement of Items: If you have a basement, you must be aware that this is an area that is extremely vulnerable to flooding damages. This means you need to consider very carefully what you place in the basement and where you place it. For example, electronics should also be placed up off of the floor. Also, only furnish the basement with inexpensive furniture and even try to keep the furniture elevated up off the floor with pallets. Be sure to take pictures of your basement and the items in it in the case that you must file a claim in the future.
- Make Some Renovations: When you first move into a home, consider making some renovations that are going to help protect it from flooding. This is especially important to do as soon as possible if you live in a high-risk flood area. For example, consider the installation of french drains, which helps to draw water away from the foundation of your home. Before installing these though, check and see if your homeowners insurance will help you to cover the installation costs.
- Clean the Gutters Often: The gutters that surround your home are extremely prone to becoming clogged by dirt and other debris. This is why it is so important to clean them out regularly, especially right before rainy seasons. If the gutters are clogged and it rains heavily, then the water will seep out of your gutters and along the edges of your home, making your home prone to being flooded.
- Regular Inspections: Roofing inspections are extremely important no matter where you live. This is because if there are any small signs of holes in the roof, then your home is vulnerable to water damage since water will get trapped in these holes and leak into the house instead of flowing down to the gutters and away from your home.
By ensuring that you utilize these four water damage prevention tips, you can save yourself a great deal of money and stress in the future. However, if you somehow do suffer from some flooding damage in your home, be sure to call in professionals like those from Southwest Restoration Inc who can provide quick and effective water removal.